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Retard Maxing
Retard Maxing Closely related is retard maxing. Retard maxing is just ignoring nuance, scientific studies, optimization and statistics and just pressing on. Like ColtyBrah said on X, “The information age is over.” One could eventually hit upon something in business and investments. But sadly, abused, undernourished, and exhausted individuals will essentially retard max. This presents problems and opportunities for MasterMind facilitators, therapists, and bossman. Financial Independence – Retire Early bloggers
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Proper Apparel for Conservative Grassroots (D.O.G.E. & Ayn Rand)
Proper Apparel for Conservative Grassroots shown below. Equip your team with these shirts and show up to events.
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Alternatives to the 401(k)
Alternatives to the 401(k) Read your 401(k) vesting statement. You probably need to remain at the same employer for a decade to keep some of the match. You could outperform the average 401(k) by long term buy and holding ten or so individual stocks. You can also buy index funds or actively managed funds in a ROTH or SEP IRA. With an IRA, you’re in control. You can buy the
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Action Items for Modernizing the FI-RE Movement
Action items for modernizing the FI-RE movement I think these guidelines are self explanatory. See our FI-RE framework videos here.
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My Beliefs that People Don’t Like
My beliefs that people don’t like, mostly boil down to the following. Never reveal your net worth. No one is looking at what purchase is “right” for you considering your net worth. Never flex. Same kind of thing. There are professional and well-credentialled crooks out there. Don’t be surprised by astroturf. Humble pie, countryfied dude bros are usually chosen to be astroturf. Astroturf are basically non thinking NPC workers. Politics
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Realpolitic
“Realpolitic, get what you can get, not everything you want,” a based online friend recently commented. We have many cases in Oregon politics where this rule is thrown out. What dude bros and condescending psychology chicks here do is throw out everything that happened before dude bro or therapist says, “There are shades, degrees and gradients…Normies don’t get this…Don’t try to persuade them.” Most people obey. Most news won’t tell
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A Light at the End of the Tunnel?
A light at the end of the Tunnel? The Space X IPO should lift the market. In the meantime, I’d have 10-25% of my brokerage accounts in cash, waiting for deals. The thing is, the market can fall another 30% or so. So what I’m thinking is to sit on cash until the Space X IPO and possibly longer. Burry, Gammon and Uneducated Economist see more pain ahead. My friend
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Lies HR, Party Leaders and State Employees Tell You
Lies HR, party leaders and state employees tell you to confuse you and protect their holy integrity. Have a useless degree? According to HR, its 100% your fault. (This scam has gone on since the 70’s.) A state senator visiting my alma mater said the Republican Party wanted to close ¾ of the liberal arts departments. That meeting was in 1994. Do you really think the wolves in sheep’s clothing
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Evaluating Financial Advice Since Dot Bomb, 08 and COVID
Evaluating financial advice since Y2K. First of all, being flexible has been of tremendous importance. Being “locked in” to a limited stock and bond only portfolio mostly hurt in 01 and 08. I bought a fund called The Prudent Bear in 2008 after Lehman Brothers went down. The Prudent Bear was inverse (short) US stocks. A self-directed Roth 401K and a Roth IRA allow for flexibility. These accounts are double
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Surviving the Economic and Psychological War
Let’s look at a few bandaids for surviving the economic and psychological war. Saving Money Eat at home. Cook at home. Shop the discount stores. Eat cheap food. Fruit and vegetables are usually cheap. Rice & chicken is cheap. Do you like Ramen Noodles? Add canned salmon or tuna to a salad. Sandwiches are an idea. Canned food like chili and soup are starting to get expensive. Avoid restaurants and
