Alternatives to the 401(k)
Read your 401(k) vesting statement. You probably need to remain at the same employer for a decade to keep some of the match.
You could outperform the average 401(k) by long term buy and holding ten or so individual stocks. You can also buy index funds or actively managed funds in a ROTH or SEP IRA.
With an IRA, you’re in control. You can buy the lows. You can open an options account.
There are good investment newsletters. Some poor newsletters spam your email and YT all the time. Ask your boss or another authority figure if he/she has a recommendation.
I’d focus more on side-hustles. 70% of the population probably should. You can borrow against or sell a business owned by you.
https://a.webull.com/3DbnBBlo2Tg4qAHJo2 WeBull offers IRAs and options accounts. Solid market analytics is available at WeBull. WeBull offers a low minimum to open. And there’s a referral program.
